Are you over 40 and still struggling to make your budget work for you? Especially when you know there are goals you want to reach such as a vacation fund, some emergency savings, and even some money put away for retirement. When you choose to have your finance lessons with me, you can expect that we will address your specific challenges. I understand firsthand the struggles of managing finances, particularly the frustration of not having enough money despite earning a good income.
I have personally experienced the concept of "spending creep" and successfully overcome it by developing a plan that resonated with me. Spending creep refers to the tendency of increasing spending as income rises, leading to constantly feeling like you're always behind. It can be embarrassing because deep down, you know better but you struggle to stay on top of your goals.
My plan will help you align your money with your values, set up a plan that is deliberate and intentional, and allows YOU to direct your money where you want it to go, instead of allowing it to follow along a path of destruction!
By working together, we will develop strategies to curb spending creep, set realistic financial goals, and establish sustainable habits. You will gain the confidence and tools necessary to make informed decisions about your money and achieve long-term financial stability. Let's get started then!
About Julianne M.
For over 26 years, I've been bringing calm to the people around me; especially when it comes to money. I've always had the ability to be a careful listener, diligent researcher, and finder of answers. I've always been able to simplify the complex so others understood and make the best decisions with what they had.
My love of helping others, especially women and their money, prompted me to become certified as a Financial Counselor in 2017. Since then, I love bringing confidence and peace to my clients who want to make smart decisions with their money so they can finally reach their dreams and goals.
If you're over 40 and still struggling to budget and reach your goals, there's no need to feel embarrassed anymore. Let's finally set up a plan that brings you calm.