Greetings to all who read these words. I consider myself very fortunate to have been blessed with a love of mathematics from an early age, and that love has not diminished over the years. I have also been blessed to have some great teachers along the way and in addition I have done quite a bit of independent study. I have been tutoring various areas of mathematics since high school. I have studied advanced Calculus and advanced Physics in college. I have both taught in the classroom and tutored one-on-one for more than 30 years. I believe I've gotten better, more patient and more understanding of my students' challenges over the years. I look forward to passing on to you my knowledge, understanding and passion for mathematics.